/* ===== RESET & BASE ===== */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow:hidden auto;width:100%}
body{font-family:'Nunito',system-ui,-apple-system,sans-serif;color:#171717;background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased;font-size:17px;overflow-x:clip;width:100%;position:relative}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
ul{list-style:none}
button{cursor:pointer;border:none;background:none;font:inherit}

/* ===== VARIABLES ===== */
:root{
  --primary:#C2185B;
  --primary-dark:#880E4F;
  --primary-light:#E91E63;
  --accent:#1A1A2E;
  --accent-light:#2D2D44;
  --success:#2E7D32;
  --success-light:#43A047;
  --gray-50:#f8f8fa;
  --gray-100:#f0f0f4;
  --gray-200:#e2e2e8;
  --gray-300:#c8c8d2;
  --gray-400:#9696a6;
  --gray-500:#6b6b7e;
  --gray-600:#4a4a5e;
  --gray-700:#33334a;
  --gray-800:#1f1f32;
  --gray-900:#12121f;
  --radius:16px;
  --radius-sm:12px;
  --radius-full:9999px;
  --shadow-sm:0 1px 2px rgba(0,0,0,.06);
  --shadow:0 4px 6px -1px rgba(0,0,0,.1);
  --shadow-lg:0 10px 25px -3px rgba(0,0,0,.15);
  --shadow-xl:0 20px 50px -5px rgba(0,0,0,.2);
  --max-w:1200px;
}

/* ===== UTILITIES ===== */
.container{max-width:var(--max-w);margin:0 auto;padding:0 16px;width:100%;box-sizing:border-box}
@media(min-width:640px){.container{padding:0 24px}}
@media(min-width:1024px){.container{padding:0 32px}}

/* ===== HEADER ===== */
.header{position:fixed;top:0;left:0;right:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(12px);border-bottom:1px solid rgba(0,0,0,.04);box-shadow:0 1px 3px rgba(0,0,0,.03)}
.header .container:first-child{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:0}
.logo-icon{display:none}
.logo-text{font-size:23px;font-weight:900;color:var(--gray-900);letter-spacing:-.02em}
.logo-text .v{color:var(--primary);font-style:italic;margin-right:-2px;font-size:30px;display:inline-block;line-height:1}
.logo-text span{color:var(--primary);font-style:normal}
.nav{display:flex;align-items:center;gap:28px}
.nav a{font-size:15px;font-weight:600;color:var(--gray-600);transition:color .2s}
.nav a:hover{color:var(--primary)}
.nav .btn-cta{color:#fff}
.nav .btn-cta:hover{color:#fff}

/* Nav dropdown */
.nav-dropdown{position:relative}
.nav-dropdown>a{display:flex;align-items:center;gap:4px}
.nav-dropdown>a::after{content:'';width:0;height:0;border-left:4px solid transparent;border-right:4px solid transparent;border-top:5px solid currentColor;transition:transform .2s}
.nav-dropdown:hover>a::after{transform:rotate(180deg)}
.nav-dropdown-menu{position:absolute;top:100%;left:-12px;background:#fff;border-radius:12px;box-shadow:0 8px 32px rgba(0,0,0,.12);border:1px solid var(--gray-100);padding:8px 0;min-width:200px;opacity:0;visibility:hidden;transform:translateY(8px);transition:all .2s;z-index:60}
.nav-dropdown:hover .nav-dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}
.nav-dropdown-menu a{display:block;padding:8px 18px;font-size:14px;font-weight:500;color:var(--gray-600);white-space:nowrap}
.nav-dropdown-menu a:hover{background:var(--gray-50);color:var(--primary)}
.btn-cta{display:inline-flex;align-items:center;justify-content:center;background:var(--primary);color:#fff;font-weight:700;padding:11px 26px;border-radius:var(--radius-full);font-size:16px;transition:all .2s;border:none}
.btn-cta:hover{background:var(--primary-light);box-shadow:0 4px 16px rgba(194,24,91,.3);transform:translateY(-1px)}
.btn-cta:active{transform:scale(.97)}
.btn-cta-primary{background:var(--primary)}
.btn-cta-primary:hover{background:var(--primary-light)}
.nav .nav-active{color:var(--primary);font-weight:700}
.mobile-toggle{display:none;padding:8px;color:var(--gray-600)}
.mobile-nav{display:none;flex-direction:column;gap:0;padding:12px 0 16px;border-top:1px solid var(--gray-100)}
.mobile-nav.active{display:flex}
.mobile-nav>a{font-size:16px;font-weight:700;color:var(--gray-800);padding:10px 0}
.mobile-nav>.btn-cta{margin-top:12px;text-align:center;padding:14px;font-size:15px;border-radius:12px;color:#fff!important}
.mobile-nav-section{padding:4px 0;display:flex;flex-direction:column}
.mobile-nav-section-title{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--gray-300);padding:10px 0 2px}
.mobile-nav-section a{display:block;font-size:15px;font-weight:500;padding:7px 0 7px 14px;color:var(--gray-500);border-left:2px solid var(--gray-100)}
.mobile-nav-section a:hover{color:var(--primary);border-left-color:var(--primary)}

@media(max-width:768px){
  .nav{display:none!important}
  .nav-dropdown-menu{display:none!important}
  .mobile-toggle{display:flex!important;align-items:center;justify-content:center;width:40px;height:40px;border-radius:8px;background:var(--gray-50)}
}

/* ===== HERO ===== */
.hero{background:linear-gradient(160deg,#0D0D1A 0%,#1A1A2E 30%,var(--primary-dark) 70%,var(--primary) 100%);padding:120px 0 72px;position:relative;overflow:hidden}
.hero::before,.hero::after{display:none}
.hero .container{position:relative;z-index:1;display:flex;align-items:flex-start;gap:48px}
.hero-content{flex:1}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);backdrop-filter:blur(8px);color:rgba(255,255,255,.9);font-size:16px;font-weight:500;padding:8px 18px;border-radius:var(--radius-full);margin-bottom:28px;border:1px solid rgba(255,255,255,.08)}
.hero-badge .dot{width:8px;height:8px;background:#4ade80;border-radius:50%;animation:pulse 2s infinite}
.hero h1{font-size:46px;font-weight:800;color:#fff;line-height:1.15;margin-bottom:20px;letter-spacing:-.03em}
.hero h1 span{background:linear-gradient(135deg,#FF6B8A,#FFB3C6);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.hero-desc{font-size:19px;color:rgba(191,219,254,.9);max-width:500px;margin-bottom:28px;line-height:1.75}
.hero-trust{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:28px}
.trust-badge{display:flex;align-items:center;gap:6px;background:rgba(255,255,255,.08);backdrop-filter:blur(4px);padding:8px 16px;border-radius:var(--radius-full);font-size:15px;color:rgba(255,255,255,.85);font-weight:500;border:1px solid rgba(255,255,255,.06)}
.hero-stats{display:flex;gap:28px;color:#fff;background:rgba(255,255,255,.06);backdrop-filter:blur(4px);border-radius:16px;padding:16px 24px;border:1px solid rgba(255,255,255,.08)}
.hero-stats .stat{text-align:center;flex:1}
.hero-stats .stat-value{font-size:24px;font-weight:800}
.hero-stats .stat-label{font-size:13px;color:rgba(191,219,254,.7);text-transform:uppercase;letter-spacing:.5px;margin-top:2px}
.hero-stats .stat-divider{width:1px;background:rgba(255,255,255,.12);align-self:stretch}

@media(max-width:1024px){
  .hero{padding:100px 0 48px}
  .hero .container{flex-direction:column;text-align:center}
  .hero-content{display:flex;flex-direction:column;align-items:center}
  .hero h1{font-size:34px}
  .hero-desc{margin-left:auto;margin-right:auto}
  .hero-trust{justify-content:center}
  .hero-stats{justify-content:center;width:100%;max-width:400px}
  .calculator{max-width:100%}
}
@media(max-width:480px){
  .hero{padding:80px 0 32px}
  .hero .container{gap:24px}
  .hero h1{font-size:24px}
  .hero-desc{font-size:14px;max-width:100%}
  .hero-trust{gap:6px}
  .trust-badge{font-size:11px;padding:5px 10px}
  .hero-stats{flex-wrap:nowrap;gap:0;padding:10px 12px;max-width:100%}
  .hero-stats .stat{flex:1;min-width:0}
  .hero-stats .stat-value{font-size:16px}
  .hero-stats .stat-label{font-size:9px}
  .hero-stats .stat-divider{display:block;width:1px;background:rgba(255,255,255,.1)}
  .calculator{padding:18px;border-radius:16px}
}

/* ===== CALCULATOR ===== */
.calculator{background:#fff;border-radius:24px;box-shadow:0 20px 60px rgba(0,0,0,.2);padding:32px;width:100%;max-width:420px;flex-shrink:0;border:1px solid rgba(255,255,255,.1)}
.calc-title{font-size:22px;font-weight:700;color:var(--primary-dark);margin-bottom:4px}
.calc-subtitle{font-size:16px;color:var(--gray-500);margin-bottom:24px}
.slider-group{margin-bottom:24px}
.slider-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}
.slider-label{font-size:16px;font-weight:500;color:var(--gray-700)}
.slider-value{font-size:22px;font-weight:700;color:var(--primary)}
.slider-track{width:100%;height:8px;border-radius:4px;-webkit-appearance:none;appearance:none;outline:none;background:var(--gray-200)}
.slider-track::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;background:var(--primary);border:4px solid #fff;box-shadow:0 2px 8px rgba(0,0,0,.2);cursor:pointer;transition:box-shadow .2s}
.slider-track::-webkit-slider-thumb:hover{box-shadow:0 2px 12px rgba(194,24,91,.4)}
.slider-track::-moz-range-thumb{width:28px;height:28px;border-radius:50%;background:var(--primary);border:4px solid #fff;box-shadow:0 2px 8px rgba(0,0,0,.2);cursor:pointer}
.slider-range{display:flex;justify-content:space-between;font-size:12px;color:var(--gray-400);margin-top:4px}
.calc-summary{background:rgba(194,24,91,.05);border-radius:var(--radius-sm);padding:16px;margin-bottom:24px}
.calc-summary-row{display:flex;justify-content:space-between;font-size:15px}
.calc-summary-row+.calc-summary-row{margin-top:4px}
.calc-summary-row span:first-child{color:var(--gray-600)}
.calc-summary-row span:last-child{font-weight:600;color:var(--gray-800)}
.calc-btn{display:block;width:100%;background:var(--primary);color:#fff;font-weight:700;padding:16px;border-radius:var(--radius-full);font-size:17px;transition:all .2s;border:none;text-align:center;text-decoration:none}
.calc-btn:hover{background:var(--accent-light);box-shadow:var(--shadow-lg);transform:translateY(-1px)}
.calc-btn:active{transform:scale(.97)}
.calc-free{color:var(--success);font-weight:700}
.calc-total-row{border-top:1px solid var(--gray-200);margin-top:6px;padding-top:10px}
.calc-total-row span:last-child{font-size:18px;font-weight:800;color:var(--primary-dark)}
.calc-footer{text-align:center;font-size:12px;color:var(--gray-400);margin-top:12px}

/* ===== STATS BAR ===== */
.stats-bar{background:linear-gradient(90deg,#0D0D1A,#1A1A2E);padding:0;position:relative;overflow:hidden;margin-top:0}
.stats-bar::before{display:none}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}
.stat-item{display:flex;align-items:center;justify-content:center;gap:12px;padding:24px 16px;border-right:1px solid rgba(255,255,255,.06)}
.stat-item:last-child{border-right:none}
.stat-item .icon{font-size:28px;opacity:.9}
.stat-item .value{font-size:26px;font-weight:800;color:#fff}
.stat-item .label{font-size:14px;color:rgba(191,219,254,.7);text-transform:uppercase;letter-spacing:.5px}
@media(max-width:640px){
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .stat-item{padding:20px 12px}
  .stat-item .value{font-size:18px}
  .stat-item:nth-child(2){border-right:none}
}

/* ===== SECTION COMMON ===== */
.section{padding:80px 0}
.section-gray{background:var(--gray-50)}
.section-title{font-size:34px;font-weight:800;color:var(--primary-dark);text-align:center;margin-bottom:12px;letter-spacing:-.02em}
.section-desc{font-size:17px;color:var(--gray-400);text-align:center;max-width:540px;margin:0 auto 48px;line-height:1.7}
@media(max-width:640px){
  .section{padding:56px 0}
  .section-title{font-size:26px}
  .section-desc{font-size:14px;margin-bottom:36px}
}

/* ===== HOW IT WORKS ===== */
.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:step}
.step{text-align:center;position:relative;background:#fff;border-radius:20px;padding:32px 20px 28px;border:1px solid var(--gray-100);transition:all .3s}
.step:hover{box-shadow:0 8px 32px rgba(194,24,91,.08);transform:translateY(-4px);border-color:rgba(194,24,91,.12)}
.step-icon{width:72px;height:72px;background:linear-gradient(135deg,rgba(194,24,91,.06),rgba(194,24,91,.02));border-radius:var(--radius);display:flex;align-items:center;justify-content:center;font-size:30px;margin:0 auto 16px;transition:all .3s}
.step:hover .step-icon{background:linear-gradient(135deg,var(--primary),var(--primary-light));transform:scale(1.05)}
.step-num{display:inline-flex;width:28px;height:28px;background:linear-gradient(135deg,var(--primary),var(--primary-light));color:#fff;border-radius:50%;align-items:center;justify-content:center;font-size:12px;font-weight:700;margin-bottom:12px}
.step h3{font-size:18px;font-weight:700;color:var(--gray-900);margin-bottom:8px}
.step p{font-size:15px;color:var(--gray-500);line-height:1.6}
@media(max-width:768px){
  .steps-grid{grid-template-columns:repeat(2,1fr);gap:16px}
  .step{padding:24px 16px 20px}
}
@media(max-width:480px){
  .steps-grid{grid-template-columns:1fr;gap:12px}
}

/* ===== OFFERS ===== */
.offers-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}

/* Card */
.offer-card{background:#fff;border-radius:16px;border:2px solid var(--gray-100);overflow:hidden;transition:all .3s;display:flex;flex-direction:column;position:relative}
.offer-card:hover{box-shadow:0 8px 30px rgba(0,0,0,.1);transform:translateY(-4px);border-color:var(--gray-200)}
.offer-card.offer-featured{border-color:var(--primary)}
.offer-card.offer-featured:hover{border-color:var(--primary);box-shadow:0 8px 30px rgba(194,24,91,.15)}

/* Badge */
.offer-badge{position:absolute;top:16px;right:16px;background:var(--primary);color:#fff;font-size:11px;font-weight:800;padding:5px 12px;border-radius:6px;text-transform:uppercase;letter-spacing:.5px;z-index:1}

/* Body */
.offer-body{padding:28px;flex:1;display:flex;flex-direction:column}

/* Header: logo + name */
.offer-header{display:flex;align-items:center;gap:16px;margin-bottom:20px}
.offer-logo{width:140px;height:56px;background:var(--gray-50);border-radius:10px;display:flex;align-items:center;justify-content:center;padding:8px 16px;overflow:hidden;flex-shrink:0;border:1px solid var(--gray-100)}
.offer-logo img{width:100%;height:100%;object-fit:contain}
.offer-name{font-weight:800;font-size:20px;color:var(--gray-900)}
.offer-tagline{font-size:13px;color:var(--gray-400);margin-top:2px}

/* Stats: 3 horizontal boxes */
.offer-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:18px}
.offer-stat{background:var(--gray-50);border-radius:10px;padding:12px 8px;text-align:center}
.offer-stat .stat-label{font-size:11px;color:var(--gray-400);text-transform:uppercase;letter-spacing:.5px;margin-bottom:4px;font-weight:600}
.offer-stat .stat-val{font-size:15px;font-weight:800;color:var(--gray-800)}
.offer-stat .stat-val.green{color:var(--success)}

/* Feature list with checkmarks */
.offer-features{margin-bottom:18px}
.offer-feature{display:flex;align-items:center;gap:8px;font-size:14px;color:var(--gray-600);padding:4px 0}
.offer-feature .check{color:var(--success);font-size:15px;flex-shrink:0}

/* Promo */
.offer-promo{background:rgba(46,125,50,.05);color:var(--success);font-size:13px;font-weight:700;padding:10px 14px;border-radius:8px;text-align:center;margin-bottom:18px;line-height:1.4}

/* Apply Button */
.offer-apply{display:block;width:100%;background:var(--primary);color:#fff;font-weight:800;padding:14px;border-radius:50px;text-align:center;font-size:15px;transition:all .25s;margin-top:auto}
.offer-card.offer-featured .offer-apply{background:var(--primary)}
.offer-apply:hover{filter:brightness(1.1);box-shadow:0 4px 16px rgba(194,24,91,.25);transform:translateY(-2px)}
.offer-apply.apply-secondary{background:var(--gray-800)}
.offer-apply.apply-secondary:hover{background:var(--gray-700);box-shadow:0 4px 16px rgba(0,0,0,.15)}

/* SEC badge */
.offer-sec{display:flex;align-items:center;justify-content:center;gap:5px;font-size:12px;color:var(--success);font-weight:600;margin-top:12px}

@media(max-width:1024px){.offers-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.offers-grid{grid-template-columns:1fr}.offer-stats{grid-template-columns:repeat(3,1fr)}}

/* ===== BENEFITS ===== */
.benefits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.benefit-card{background:#fff;border-radius:20px;padding:28px 24px;transition:all .3s;border:1px solid var(--gray-100)}
.benefit-card:hover{box-shadow:0 8px 32px rgba(194,24,91,.08);transform:translateY(-3px);border-color:rgba(194,24,91,.12)}
.benefit-icon{width:52px;height:52px;background:linear-gradient(135deg,rgba(194,24,91,.06),rgba(194,24,91,.02));border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:16px;transition:all .3s}
.benefit-card:hover .benefit-icon{background:linear-gradient(135deg,var(--primary),var(--primary-light));transform:scale(1.05)}
.benefit-card h3{font-size:18px;font-weight:700;color:var(--gray-900);margin-bottom:8px}
.benefit-card p{font-size:15px;color:var(--gray-500);line-height:1.65}
@media(max-width:768px){.benefits-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:480px){.benefits-grid{grid-template-columns:1fr}}

/* ===== ELIGIBILITY ===== */
.eligibility-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.elig-card{display:flex;align-items:flex-start;gap:14px;background:#fff;border-radius:14px;padding:20px;border:1px solid var(--gray-100);transition:all .25s}
.elig-card:hover{border-color:rgba(194,24,91,.12);box-shadow:0 4px 16px rgba(194,24,91,.06)}
.elig-icon{width:44px;height:44px;background:linear-gradient(135deg,rgba(194,24,91,.06),rgba(194,24,91,.02));border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:20px;flex-shrink:0}
.elig-card h3{font-size:16px;font-weight:700;color:var(--gray-900);margin-bottom:4px}
.elig-card p{font-size:14px;color:var(--gray-500);line-height:1.55}
@media(max-width:768px){.eligibility-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:480px){.eligibility-grid{grid-template-columns:1fr}}

/* ===== TESTIMONIALS ===== */
.testimonials-header{text-align:center;margin-bottom:48px}
.testimonials-header .section-title{margin-bottom:8px}
.testimonials-rating{display:flex;align-items:center;justify-content:center;gap:8px;margin-top:8px}
.testimonials-rating .stars{color:#facc15;font-size:18px}
.testimonials-rating .score{font-size:18px;font-weight:800;color:var(--gray-800)}
.testimonials-rating .count{font-size:14px;color:var(--gray-400)}
.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.testimonial-card{background:#fff;border-radius:20px;padding:28px;border:1px solid var(--gray-100);transition:all .3s;position:relative}
.testimonial-card:hover{box-shadow:0 8px 32px rgba(0,0,0,.06);transform:translateY(-2px)}
.testimonial-card::before{display:none}
.testimonial-stars{color:#facc15;font-size:14px;margin-bottom:12px;letter-spacing:2px}
.testimonial-text{font-size:16px;color:var(--gray-600);line-height:1.75;margin-bottom:20px}
.testimonial-author{display:flex;align-items:center;gap:12px;border-top:1px solid var(--gray-100);padding-top:16px}
.testimonial-avatar{width:40px;height:40px;background:linear-gradient(135deg,var(--primary),var(--primary-light));border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:14px}
.testimonial-name{font-size:16px;font-weight:600;color:var(--gray-900)}
.testimonial-location{font-size:12px;color:var(--gray-400)}
.testimonial-verified{margin-left:auto;font-size:11px;color:var(--success);font-weight:600;background:rgba(46,125,50,.06);padding:4px 10px;border-radius:var(--radius-full)}
@media(max-width:768px){.testimonials-grid{grid-template-columns:1fr}}

/* ===== FAQ ===== */
.faq-list{max-width:720px;margin:0 auto}
.faq-item{border:1px solid var(--gray-100);border-radius:14px;overflow:hidden;margin-bottom:10px;background:#fff;transition:all .2s}
.faq-item.active{border-color:rgba(194,24,91,.15);box-shadow:0 2px 12px rgba(194,24,91,.04)}
.faq-question{width:100%;display:flex;align-items:center;justify-content:space-between;padding:18px 20px;text-align:left;font-size:17px;font-weight:600;color:var(--gray-900);background:transparent;transition:background .2s;cursor:pointer}
.faq-question:hover{background:var(--gray-50)}
.faq-arrow{width:20px;height:20px;color:var(--gray-300);transition:transform .25s;flex-shrink:0;margin-left:16px}
.faq-item.active .faq-arrow{transform:rotate(180deg);color:var(--primary)}
.faq-answer{padding:0 20px 20px;font-size:16px;color:var(--gray-500);line-height:1.75;display:none}
.faq-item.active .faq-answer{display:block}

/* ===== CTA SECTION ===== */
.cta-section{background:linear-gradient(160deg,#0D0D1A 0%,#1A1A2E 40%,var(--primary-dark) 100%);padding:80px 0;position:relative;overflow:hidden;text-align:center;overflow-x:hidden}
.cta-section::before,.cta-section::after{display:none}
.cta-section .container{position:relative;z-index:1}
.cta-section h2{font-size:34px;font-weight:800;color:#fff;margin-bottom:12px;letter-spacing:-.02em}
.cta-section p{font-size:17px;color:rgba(191,219,254,.85);max-width:500px;margin:0 auto 28px;line-height:1.7}
.cta-section .btn-cta{font-size:17px;padding:16px 36px;background:#fff;color:var(--primary);font-weight:800;box-shadow:0 4px 20px rgba(0,0,0,.15)}
.cta-section .btn-cta:hover{background:rgba(255,255,255,.9);color:var(--primary-dark);box-shadow:0 8px 32px rgba(0,0,0,.2);transform:translateY(-2px)}
.cta-section .cta-note{font-size:13px;color:rgba(191,219,254,.5);margin-top:16px}
@media(max-width:640px){.cta-section h2{font-size:26px}.cta-section p{font-size:15px}}

/* ===== FOOTER ===== */
.footer{background:linear-gradient(180deg,#0D0D1A 0%,#1A1A2E 100%);color:#fff;padding:56px 0 0}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1fr;gap:24px}
.footer-brand p{font-size:15px;color:rgba(191,219,254,.65);line-height:1.75;margin:16px 0}
.footer-badges{display:flex;gap:8px;flex-wrap:wrap}
.footer-badge{display:inline-flex;align-items:center;gap:4px;font-size:11px;background:rgba(255,255,255,.06);padding:6px 12px;border-radius:var(--radius-full);color:rgba(255,255,255,.7);border:1px solid rgba(255,255,255,.06)}
.footer .logo-text{color:#fff}
.footer .logo-text .v{color:#fff}
.footer .logo-text span{color:rgba(255,255,255,.6)}
.footer h4{font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:1.2px;color:rgba(191,219,254,.45);margin-bottom:16px}
.footer ul li{margin-bottom:10px}
.footer ul a{font-size:15px;color:rgba(191,219,254,.7);transition:color .2s}
.footer ul a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.06);margin-top:40px;padding:24px 0;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px}
.footer-bottom p{font-size:12px;color:rgba(191,219,254,.4)}
.footer-bottom .disclaimer{max-width:480px;text-align:right}
@media(max-width:768px){
  .footer-grid{grid-template-columns:repeat(2,1fr)}
  .footer-bottom{flex-direction:column;text-align:center}
  .footer-bottom .disclaimer{text-align:center}
}
@media(max-width:480px){
  .footer-grid{grid-template-columns:1fr}
}

/* ===== LEAD FORM OVERLAY ===== */
.form-overlay{position:fixed;inset:0;z-index:100;background:rgba(13,13,26,.7);backdrop-filter:blur(6px);display:flex;align-items:center;justify-content:center;opacity:0;visibility:hidden;transition:all .3s;padding:16px}
.form-overlay.active{opacity:1;visibility:visible}
.form-modal{background:#fff;border-radius:24px;box-shadow:0 24px 64px rgba(0,0,0,.2);max-width:440px;width:100%;position:relative;transform:translateY(24px) scale(.97);transition:transform .35s ease-out;overflow:hidden}
.form-overlay.active .form-modal{transform:translateY(0) scale(1)}
.form-close{position:absolute;top:16px;right:16px;width:36px;height:36px;background:rgba(0,0,0,.06);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--gray-500);font-size:18px;transition:all .2s;cursor:pointer;border:none;z-index:2}
.form-close:hover{background:rgba(0,0,0,.1);color:var(--gray-800)}
.form-header{background:linear-gradient(135deg,var(--primary-dark),var(--primary));padding:28px 28px 24px;text-align:center;color:#fff}
.form-header .form-emoji{font-size:36px;margin-bottom:8px}
.form-header h3{font-size:22px;font-weight:800;margin-bottom:4px}
.form-header p{font-size:14px;color:rgba(191,219,254,.9)}
.form-body{padding:24px 28px 28px}
.form-group{margin-bottom:16px}
.form-label{display:block;font-size:13px;font-weight:600;color:var(--gray-700);margin-bottom:6px}
.form-input{width:100%;padding:12px 16px;border:1.5px solid var(--gray-200);border-radius:12px;font-size:15px;color:var(--gray-800);background:var(--gray-50);transition:all .2s;outline:none;font-family:inherit}
.form-input:focus{border-color:var(--primary);background:#fff;box-shadow:0 0 0 3px rgba(194,24,91,.08)}
.form-input::placeholder{color:var(--gray-300)}
.form-summary{background:rgba(194,24,91,.04);border:1px solid rgba(194,24,91,.08);border-radius:10px;padding:12px 16px;margin-bottom:16px;font-size:13px;color:var(--gray-600)}
.form-summary strong{color:var(--primary)}
.form-submit{width:100%;background:linear-gradient(135deg,var(--accent),#AD1457);color:#fff;font-weight:700;padding:14px;border-radius:var(--radius-full);font-size:16px;border:none;cursor:pointer;transition:all .25s}
.form-submit:hover{box-shadow:0 6px 20px rgba(194,24,91,.3);transform:translateY(-1px)}
.form-submit:active{transform:scale(.98)}
.form-skip{width:100%;background:none;color:var(--gray-400);font-weight:500;padding:12px;font-size:13px;border:none;cursor:pointer;transition:color .2s;margin-top:4px}
.form-skip:hover{color:var(--primary)}
.form-note{text-align:center;font-size:11px;color:var(--gray-400);margin-top:8px}

/* ===== LOADING OVERLAY ===== */
.loading-overlay{position:fixed;inset:0;z-index:100;background:rgba(13,13,26,.95);backdrop-filter:blur(4px);display:flex;align-items:center;justify-content:center;opacity:0;visibility:hidden;transition:all .3s}
.loading-overlay.active{opacity:1;visibility:visible}
.loading-card{background:#fff;border-radius:24px;box-shadow:var(--shadow-xl);padding:40px;max-width:420px;width:100%;margin:16px;text-align:center;transform:translateY(20px);transition:transform .3s}
.loading-overlay.active .loading-card{transform:translateY(0)}
.loading-spinner{position:relative;width:80px;height:80px;margin:0 auto 24px}
.loading-spinner .ring{position:absolute;inset:0;border:4px solid rgba(194,24,91,.1);border-radius:50%}
.loading-spinner .ring-active{position:absolute;inset:0;border:4px solid var(--primary);border-radius:50%;border-top-color:transparent;animation:spin 1s linear infinite}
.loading-spinner .emoji{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;font-size:24px}
.loading-card h3{font-size:20px;font-weight:700;color:var(--primary-dark);margin-bottom:8px}
.loading-card .subtitle{font-size:14px;color:var(--gray-500);margin-bottom:24px}
.loading-steps{text-align:left;margin-bottom:24px}
.loading-step{display:flex;align-items:center;gap:12px;padding:6px 0;opacity:.3;transition:opacity .4s}
.loading-step.active{opacity:1}
.loading-step.done{opacity:1}
.loading-step .circle{width:24px;height:24px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;flex-shrink:0;transition:all .3s}
.loading-step .circle.pending{background:var(--gray-200);color:var(--gray-400)}
.loading-step .circle.active{background:var(--primary);color:#fff;animation:pulse 1.5s infinite}
.loading-step .circle.done{background:var(--success);color:#fff}
.loading-step .text{font-size:14px;color:var(--gray-400);transition:all .3s}
.loading-step.active .text{color:var(--gray-800);font-weight:500}
.loading-step.done .text{color:var(--gray-800);font-weight:500}
.progress-bar{width:100%;background:var(--gray-100);border-radius:4px;height:8px;overflow:hidden}
.progress-fill{height:100%;background:linear-gradient(90deg,var(--primary),var(--accent));border-radius:4px;transition:width .7s ease-out;width:0}
.loading-card .secure-note{font-size:12px;color:var(--gray-400);margin-top:16px}

/* ===== OFFERS MODAL ===== */
.offers-overlay{position:fixed;inset:0;z-index:100;background:rgba(0,0,0,.6);backdrop-filter:blur(4px);display:flex;align-items:flex-start;justify-content:center;padding:32px 0;overflow-y:auto;opacity:0;visibility:hidden;transition:all .3s}
.offers-overlay.active{opacity:1;visibility:visible}
.offers-modal{background:#fff;border-radius:24px;box-shadow:var(--shadow-xl);max-width:640px;width:100%;margin:0 16px;transform:translateY(20px);transition:transform .4s}
.offers-overlay.active .offers-modal{transform:translateY(0)}
.offers-modal-header{background:linear-gradient(135deg,var(--primary),var(--primary-light));border-radius:24px 24px 0 0;padding:24px;text-align:center;position:relative;color:#fff}
.offers-close{position:absolute;top:16px;right:16px;width:32px;height:32px;background:rgba(255,255,255,.2);border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-size:14px;transition:background .2s;cursor:pointer;border:none}
.offers-close:hover{background:rgba(255,255,255,.3)}
.offers-modal-header .emoji{font-size:32px;margin-bottom:8px}
.offers-modal-header h3{font-size:20px;font-weight:700;margin-bottom:4px}
.offers-modal-header .info{font-size:14px;color:rgba(191,219,254,1)}
.offers-list{padding:20px 24px;max-height:60vh;overflow-y:auto}
.modal-offer{border:1px solid var(--gray-100);border-radius:16px;overflow:hidden;margin-bottom:16px;transition:all .3s}
.modal-offer:hover{box-shadow:var(--shadow-lg)}
.modal-offer.best{border:2px solid var(--accent);box-shadow:0 4px 16px rgba(194,24,91,.1)}
.modal-offer-badge{background:linear-gradient(135deg,var(--accent),#AD1457);color:#fff;font-size:11px;font-weight:700;padding:7px;text-align:center;text-transform:uppercase;letter-spacing:.5px}
.modal-offer-body{padding:20px}
.modal-offer-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}
.modal-offer-left{display:flex;align-items:center;gap:12px}
.modal-offer-logo{width:150px;height:60px;background:var(--gray-50);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:20px;border:1px solid var(--gray-100);padding:8px 16px;overflow:hidden;flex-shrink:0}
.modal-offer-logo img{width:100%;height:100%;object-fit:contain}
.modal-offer-name{font-weight:800;font-size:16px;color:var(--gray-900)}
.modal-offer-rating{font-size:12px;color:var(--gray-500)}
.modal-offer-rating .star{color:#facc15}
.modal-offer-match{text-align:center}
.modal-offer-match .pct{font-size:22px;font-weight:800;color:var(--success)}
.modal-offer-match .label{font-size:10px;color:var(--gray-400);text-transform:uppercase;letter-spacing:.5px}
.modal-offer-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:14px}
.modal-stat{background:var(--gray-50);border-radius:10px;padding:10px 8px;text-align:center}
.modal-stat .stat-label{font-size:10px;color:var(--gray-400);text-transform:uppercase;letter-spacing:.3px}
.modal-stat .stat-value{font-size:13px;font-weight:700;color:var(--gray-800)}
.modal-stat .stat-value.green{color:var(--success)}
.modal-offer-details{margin-bottom:12px}
.modal-offer-row{display:flex;justify-content:space-between;font-size:12px;padding:4px 0}
.modal-offer-row span:first-child{color:var(--gray-400)}
.modal-offer-row span:last-child{font-weight:600;color:var(--gray-700)}
.modal-offer-promo{background:linear-gradient(135deg,rgba(46,125,50,.06),rgba(46,125,50,.02));border:1px solid rgba(46,125,50,.12);color:var(--success);font-size:12px;font-weight:600;padding:10px;border-radius:10px;text-align:center;margin-bottom:14px;line-height:1.4}
.modal-offer-btn{display:block;width:100%;padding:13px;border-radius:var(--radius-full);font-weight:700;font-size:14px;text-align:center;transition:all .25s;border:none;color:#fff;letter-spacing:.01em}
.modal-offer-btn.primary{background:linear-gradient(135deg,var(--accent),#AD1457)}
.modal-offer-btn.primary:hover{box-shadow:0 6px 20px rgba(194,24,91,.3);transform:translateY(-1px)}
.modal-offer-btn.secondary{background:linear-gradient(135deg,var(--primary),var(--primary-light))}
.modal-offer-btn.secondary:hover{box-shadow:0 6px 20px rgba(194,24,91,.3);transform:translateY(-1px)}
.offers-modal-footer{border-top:1px solid var(--gray-100);padding:16px;text-align:center;font-size:12px;color:var(--gray-400)}
.no-offers{text-align:center;padding:40px 0}
.no-offers p{color:var(--gray-500);margin-bottom:16px}

/* ===== MOBILE OPTIMIZATION ===== */
@media(max-width:480px){
  body{font-size:15px}
  .container{padding:0 16px}

  /* Header */
  .header .container:first-child{height:54px}
  .logo-text{font-size:18px}
  .logo-text .v{font-size:22px}
  .logo-text .v{font-size:26px}
  .mobile-toggle{padding:6px}

  /* Hero */
  .hero{padding:80px 0 32px}
  .hero .container{gap:28px}
  .hero-badge{font-size:13px;padding:6px 14px;margin-bottom:20px}
  .hero h1{font-size:24px;margin-bottom:14px}
  .hero-desc{font-size:14px;margin-bottom:20px;line-height:1.65}
  .hero-trust{gap:6px;margin-bottom:20px}
  .trust-badge{font-size:12px;padding:6px 10px}
  .hero-stats{gap:12px;padding:12px 16px;border-radius:12px}
  .hero-stats .stat-value{font-size:18px}
  .hero-stats .stat-label{font-size:10px}

  /* Calculator */
  .calculator{padding:20px;border-radius:18px}
  .calc-title{font-size:18px}
  .calc-subtitle{font-size:14px;margin-bottom:18px}
  .slider-label{font-size:14px}
  .slider-value{font-size:18px}
  .slider-track{height:6px}
  .slider-track::-webkit-slider-thumb{width:24px;height:24px;border-width:3px}
  .slider-range{font-size:11px}
  .calc-summary{padding:12px}
  .calc-summary-row{font-size:13px}
  .calc-btn{padding:14px;font-size:15px}
  .calc-footer{font-size:11px}
  .calc-total-row span:last-child{font-size:16px}
  .calc-free{font-size:13px}

  /* Stats bar */
  .stat-item{padding:16px 8px;gap:8px;flex-direction:column;text-align:center}
  .stat-item .icon{font-size:22px}
  .stat-item .value{font-size:16px}
  .stat-item .label{font-size:11px;letter-spacing:.3px}

  /* Sections */
  .section{padding:44px 0}
  .section-title{font-size:22px;margin-bottom:8px}
  .section-desc{font-size:14px;margin-bottom:28px}

  /* Steps */
  .step{padding:20px 14px 18px;border-radius:14px}
  .step-icon{width:56px;height:56px;font-size:24px;margin-bottom:12px}
  .step-num{width:24px;height:24px;font-size:11px;margin-bottom:8px}
  .step h3{font-size:15px}
  .step p{font-size:13px}

  /* Offer cards */
  .offers-grid{gap:16px}
  .offer-body{padding:18px}
  .offer-header{gap:12px;margin-bottom:14px}
  .offer-logo{width:100px;height:42px;padding:6px 10px;border-radius:8px}
  .offer-name{font-size:17px}
  .offer-tagline{font-size:12px}
  .offer-badge{font-size:10px;padding:4px 8px;top:12px;right:12px}
  .offer-stats{gap:6px;margin-bottom:14px}
  .offer-stat{padding:10px 4px;border-radius:8px}
  .offer-stat .stat-label{font-size:10px;letter-spacing:.3px}
  .offer-stat .stat-val{font-size:13px}
  .offer-feature{font-size:13px;padding:3px 0}
  .offer-promo{font-size:12px;padding:8px 10px}
  .offer-apply{padding:12px;font-size:14px}
  .offer-sec{font-size:11px;margin-top:8px}

  /* Benefits */
  .benefit-card{padding:20px 16px;border-radius:14px}
  .benefit-icon{width:44px;height:44px;font-size:20px;margin-bottom:12px;border-radius:10px}
  .benefit-card h3{font-size:15px;margin-bottom:6px}
  .benefit-card p{font-size:13px}

  /* Eligibility */
  .elig-card{padding:14px;gap:10px;border-radius:10px}
  .elig-icon{width:36px;height:36px;font-size:16px;border-radius:8px}
  .elig-card h3{font-size:14px}
  .elig-card p{font-size:12px}

  /* Testimonials */
  .testimonial-card{padding:20px;border-radius:14px}
  .testimonial-text{font-size:14px;margin-bottom:14px}
  .testimonial-name{font-size:14px}
  .testimonial-avatar{width:34px;height:34px;font-size:12px}
  .testimonial-verified{font-size:10px;padding:3px 8px}

  /* FAQ */
  .faq-question{padding:14px 16px;font-size:14px}
  .faq-answer{padding:0 16px 16px;font-size:14px}
  .faq-arrow{width:16px;height:16px;margin-left:10px}

  /* CTA */
  .cta-section{padding:48px 0}
  .cta-section h2{font-size:22px}
  .cta-section p{font-size:14px;margin-bottom:20px}
  .cta-section .btn-cta{font-size:15px;padding:14px 28px}
  .cta-section .cta-note{font-size:12px}

  /* Footer */
  .footer{padding:36px 0 0}
  .footer-brand p{font-size:13px}
  .footer h4{font-size:10px;margin-bottom:12px}
  .footer ul a{font-size:13px}
  .footer ul li{margin-bottom:8px}
  .footer-bottom{margin-top:28px;padding:18px 0;gap:10px}
  .footer-bottom p{font-size:11px}

  /* Loading overlay */
  .loading-card{padding:24px;border-radius:18px}
  .loading-card h3{font-size:17px}
  .loading-card .subtitle{font-size:13px}
  .loading-spinner{width:64px;height:64px}
  .loading-step .text{font-size:13px}

  /* Offers modal */
  .offers-modal{border-radius:18px}
  .offers-modal-header{padding:18px}
  .offers-modal-header .emoji{font-size:28px}
  .offers-modal-header h3{font-size:17px}
  .offers-list{padding:14px 16px}
  .modal-offer{border-radius:12px}
  .modal-offer-body{padding:14px}
  .modal-offer-logo{width:120px;height:48px;padding:6px 12px}
  .modal-offer-name{font-size:14px}
  .modal-offer-match .pct{font-size:18px}
  .modal-stat{padding:8px 4px}
  .modal-stat .stat-label{font-size:9px}
  .modal-stat .stat-value{font-size:12px}
  .modal-offer-row{font-size:11px}
  .modal-offer-promo{font-size:11px;padding:8px}
  .modal-offer-btn{padding:11px;font-size:13px}
}

/* Tablet fine-tuning */
@media(min-width:481px) and (max-width:768px){
  .hero{padding:96px 0 40px}
  .hero h1{font-size:30px}
  .hero-desc{font-size:16px}
  .calculator{padding:26px}
  .section{padding:60px 0}
  .section-title{font-size:28px}
  .offer-body{padding:22px}
  .offer-logo{width:110px;height:44px}
}

/* ===== ANIMATIONS ===== */
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.5}}
@keyframes slideUp{from{transform:translateY(20px);opacity:0}to{transform:translateY(0);opacity:1}}